Free · Private · No sign-up required

Do you have the right insurance for your life?

Bipo helps Mauritians understand their insurance risk profile and protection gaps in 5 minutes. Free, educational, and completely private.

Takes less than 5 minutes · No personal data stored · Not financial advice

What you'll discover

A personalised, evidence-based picture of your insurance needs.

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Risk Score

Understand how likely you are to make a claim - based on actuarial data, not guesswork.

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Need Score

Find out how financially damaging an uninsured event would be for you and your family.

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Product Recommendations

Prioritised advice on which insurance products matter most for your situation.

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Premium Estimates

Indicative monthly cost ranges in MUR - so you can budget before speaking to an insurer.

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Protection Gaps

See exactly what you're missing and why it matters for your lifestyle.

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Transparent Scoring

Every point in your score is explained. No black boxes, no hidden logic.

5 simple steps

One question at a time — no walls of forms.

1
About You
Age, family status, dependents
2
Finances
Income, debt, savings buffer
3
Lifestyle
Health indicators, lifestyle habits
4
Assets
Vehicle, property, business
5
Location
Where you live + existing cover

Built for Mauritius

Actuarially grounded

Scores are built on published Society of Actuaries tables, WHO epidemiological data, and FSC Mauritius insurance statistics — not arbitrary rules.

Mauritius-specific context

Income benchmarks in MUR, cyclone and flood exposure by zone, local insurer names (Swan, MUA, SICOM, LAMCO, Jubilee), and Mauritius Road Traffic Act compliance.

Transparent scoring

Every point added to your score is explained with its actuarial source. You can see exactly what drives your risk and need profile.

Completely private

No account, no email, no data shared with insurers. Your answers are used only to generate your personalised assessment — nothing more.

Ready to understand your risk?

Free, private, and takes about 5 minutes. No sign-up required.

Start my free assessment →